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Carver Equipment, Hwy 301 South, Dunn, NC
28334
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NATIONWIDE - Third Party Leasing and Leasing. Yes, we do it.... We are happy to provide financing support to shoppers desiring to purchased equipment from another individual or company. No matter what it is, tractor or computer or airplane. If you have good credit history, we'll be happy to assist. Today's rate are ranging between 11.5% and 14%. Of coarse, it changes often. We add in approx. $500. for the service we provide on an average deal up to $20,000. Figure your monthly payments as you shop. This information is offered as a helpful guide. All the data, rates, etc., change daily ... but this is still a very good guide for you to use at home. Assuming your credit history is OK. To the cash price, usually add approx. $130. for documents and UCC (lien) filing fees. Print credit application from website and fax to 910 891 7171 ... click here Then use the multiplier factors..... to determine your monthly payment. amount. let's say the deal totals.... $15050 .. equip. delivered to you price and approx. $500. added in for us + $130. fees $15180. total package price Less 25% advance down ... $3795. Leaves us to finance $11385. USED EQUIP @11.5% financing $11385. 60 months .021992 multiplier X amount financed $11385 x .021992 = $251. Monthly (60 months) ... extends to $15060. at full term. You can figure your own payments by using the multipliers x (times) the amount financed. Leasing ... with $1.00 purchase option at the end of the lease... New and Used equip @11.5% up to 60 months Advance will be two monthly payments. Multiply factor x (Times) the amount of the purchase price. Example: Purchase Price ... $15,180. Advance will be two monthly payments. 36 months ... mutiplier .032976 x $15180., advance $1002. Then 34 months @ $501. 48 months ... mutiplier .026089 x $15180., advance $794. Then 46 months @ $397. 60 months ... mutiplier .021992 x $15180., advance $668. Then 58 months @ $334. Lower monthly payments may be achieved easily but increasing the "purchase option" (residual left owing at end of lease) up from $1.00 to as much as 25% of the purchase price. You do not have to make the purchase. When leasing, your local use taxes are always applicable. With all financing plans you need to plan to have a cost for property insurance to protect you and the lender from losses due to property damages and or theft. The leasing and finance company will be named as lien holder and loss-payee with you. Give us the details. We'll need all the data about your pending purchase and agreement to keep all information completely confidential. Email here -> Finance_Lease@carverequipment.com |