Figure your monthly payments as you shop

Carver Equipment, Hwy 301 South, Dunn, NC 28334
910-892-7171 910-891-7171(fax) Map to our location.
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Figure your monthly payments as you shop.

This information is offered as a helpful guide. All the data, rates, etc., changes daily ... but this is still a very good guide for you to use at home. Assuming your credit history is OK. We do offer financing nationwide. To the cash price, usually add approx. $130. for documents and UCC (lien) filing fees. Print credit application from website and fax to 910 891 7171 ... click here Then use the multiplier factors..... to determine your monthly payment amount

let's say the deal totals....

                                                $15050 .. equip. delivered to you
                                                 + $130. fees
                                                $15180. total package price

Less 25% advance down ... $3795.

Leaves us to finance $11385.

New Equip.. @ 7.99% financing $11385.. new equip (includes most of the rr tractors) with KCC -- up to 60 months @ 7.99% .... 60 months

.020276 multiplier x amount financed $11385 = $236. monthly ($60 months) ... extends to $14160. at full term

USED EQUIP @10.5% financing $11385.. Used equip. up to 48 months @ 10.5% .... 48 months .025724 multiplier X amount financed $11385 x ... .025724 .... = $296. monthly (48 months)... extends to $14208. at full term.

You can figure your own payments by using the multipliers x (times) the amount financed.

NATIONWIDE --- Leasing ... with $1.00 purchase option at the end of the lease... New and Used equip @11.5% up to 60 months Advance will be two monthly payments. Multiply factor x (Times) the amount of the purchase price.

Example:

Purchase Price ... $15,180.
Advance will be two monthly payments. 36 months ....
Mutiplier .032976 x $15180., advance $1002.
then 34 months @ $501. 48 months ... mutiplier .026089 x $15180.
advance $794. Then 46 months @ $397. 60 months
mutiplier .021992 x $15180., advance $668. Then 58 months @ $334.
Lower monthly payments may be achieved easily but increasing the "purchase option" (residual - purchase price option at the end of lease) from $1.00 to as much as 25% of the purchase price.

You do not have to purchase the equipment at the end of lease. When leasing your local use taxes are always applicable. With all financing plans you need to plan to have a cost for property insurance to protect you and the lender from losses due to property damages and or theft. Third Party Financing and Leasing. Yes, we do it.... click here for more detail

Approximate Payment Calculator

Written in JAVA script; so, older browsers may not work
Get one of the latest browsers by clicking here!

The TAB key will move to the next field and SHIFT, TAB will move back; or, use the cursor arrows. First, enter the number of months, such as "60" months; enter the annual interest rate with no % sign as in "8" for 8%, or .08. Enter the principal loan amount (no $ or comma) then, TAB to Approximate Payment field. As an example 60 months, .08 interest rate, $50,000 principal gives an approximate payment of $1013.81.
This amount does not include taxes, insurance, or other fees).

This calculator is provided as a courtesy from Carver Equipment and is designed to give you approximate costs for credit. It does not include any trade-ins, down payments or deposits you might make which would reduce the principal amount.